Micro-Lending and Micro-Saving for Telcos Series

Due 2017

  • What is Micro-Saving and Micro-Lending?
  • Key Success Factors
  • The importance of Credit Rating
  • Who provides Micro-Lending?
  • How does it work?
  • What does it mean for customers?
  • A Key Financial Instrument for Emerging Markets
  • Key Lending Products
  • Key Savings products
  • What drives Lending and Saving?
  • Market Education is crucial
  • The process is almost fully digital
  • Defaulting impacts on Credit Rating
  • Credit Rating is essential for both lenders and lendees
  • Big data is assisting to make the credit risk evaluations
  • The Four Main Groups of Lenders
  • Banks
  • Micro Finance Institutions
  • Mobile Micro Lenders growing rapidly
  • Example: M-Shwari